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Contractors' All Risks Insurance is the best option for contractors undertaking lots of projects.

This pre-packaged policy limits your business risk as a contractor in the event of accidents caused at your construction sites. Save money and get adequate protection and maximum benefits.

Our experienced consultants help you to get a competitive quote and offer good service. Rest assured that all parties involved on your works are insured. We cover loss due to fire, lightning, aircraft crash, flooding, theft, wind-storm, malicious acts and human errors.

icon-quote-left Keep in mind that there is always other office insurance like Public Liability Insurance and Fire Insurance to shield you against third party responsibilities as well as cover any casualties at your work place. icon-quote-right



Main Benefits

icon-check-circle Coverage on material damage aspects including buildings and infrastructure destroyed in your projects.

icon-check-circle Extended cover to third parties who may die or get injured while working on your construction projects. This includes damage to their properties as well.

icon-check-circle Coverage to physical loss incurred due to accidents occurring at the construction scene.

icon-check-circle Reimbursement of all costs incurred to do repairs, reinstatements and replacements of damaged property. Medical bills incurred by any of your parties whilst working on your contracts are also claimable.

icon-check-circle Where repairs are done immediately to mitigate further loss, we offer compensation to you or third parties a monetary value equivalent to payments made for the repairs.
Additional Benefits

icon-check-circle Extended coverage to your materials and mobile equipments.

icon-check-circle Insurance to existing structures.

icon-check-circle Cover to fabrications done on any of your projects.

icon-check-circle Insurance to cover the clearance of debris after an accident on your construction sites.

icon-check-circle Customized plans to cover complex contracts. We offer 2 types of plans; specific (depends on each contract) and annual (covers all works undertaken within a 12-month period). It is administratively logical to take an annual coverage to avoid paying addition premiums to cover your small projects.

In most cases, the contractors' all risks premium does not cover the following:
icon-times-circle Deductibles borne by you
icon-times-circle Penalties
icon-times-circle Losses due to delays
icon-times-circle Lack of performance
icon-times-circle Loss of contracts and damages due to faulty designs.
icon-times-circle Losses due to defective materials and poor workmanship are also not covered.
However, you can pay additional premiums to have all these exclusions covered in your policy.

Some aspects e.g. tear and wear, corrosion, oxidation, mechanical breakdown, deterioration and loss to vehicles are not insurable whatsoever.
Making a claim for contractor all risk insurance is very simple. In case of an incident that may give rise to a claim, follow the procedure below:

 icon-edit Report the matter to us immediately so that our experts are aware of the accident details. In the event of injuries caused, contact the police immediately.

 icon-envelope Next, send a claim form to us together with all necessary information to ascertain the risk. In case of straight forward claims such as theft, we will pay within the shortest time possible. Some complex claims such as repair may require a loss adjuster to prepare a report to ascertain the costs to be involved.

icon-paperclip It is advisable to accompany all your claims with the necessary documents where possible including:

  • Value of the property damaged before the incident.
  • The exact cause of damage and whether it is covered by your policy.
  • Cost of repairs backed up by invoices, receipts or quotations.
  • Report of extensive delays caused by an accident.
  • Estimated loss due to the interruption of the incident to any business

  •  icon-phone-square Remember that our support staff is a phone call away if you need some clarification on the claims procedure.

 icon-question-circle  WILL MY POLICY COVER DAMAGE TO TEMPORARY WORKS?

 icon-comments-o  Yes, our plans limit your liability to damages caused on permanent and temporary contracts provided the accidents happen on any of your insured’s construction projects.



 icon-question-circle CAN I EXTEND MY PREMIUMS TO GET MORE BENEFITS?

 icon-comments-o  Yes, depending on your needs, our Contractor All Risks Insurance package is customisable. We can tailor the plan according to your needs to include additional benefits such as professional fees.
Make a choice and talk to our dedicated staff immediately. No paper work is required on your side while getting your application. You can send your information via email, fax and scans. We assist you to get fastest claims since we have been in the insurance industry over the years. We offer commendable service to hundreds of loyal clients who have enjoyed our excellent services.



Hire us to get the most affordable prepackaged Contractor All Risks Insurance plans. We will give you the best 3 quotes obtained from the most reputable insurance companies across Singapore. We work with experts from the following prestigious insurance companies such as:

 icon-star AVIVA Ltd
 icon-star AXA Insurance Singapore Pte Ltd
 icon-star AIG Asia Pacific Insurance Pte Ltd
 icon-star China Taiping Insurance (Singapore) Pte Ltd
 icon-star EQ Insurance Company Ltd
 icon-star Liberty Insurance Pte Ltd
 icon-star MSIG Insurance (Singapore) Pte Ltd
 icon-star NTUC Income
 icon-star Overseas Assurance Corporation (OAC)
 icon-star QBE Insurance (International) Limited
 icon-star RSA – Royal & Sun Alliance Insurance Plc
 icon-star Tokio Marine Insurance Singapore Ltd.

Our amiable support team will review your profile without any obligation to you. We are available at your convenience and provide after-sale services including insurance coverage review, renewals and claims.


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