Accidents are inevitable in life but luckily, Personal Accident (PA) Insurance provides protection for you and your family on their occurrences. Be it death, bodily injury or monetary loss, PA is the solution when it comes to mitigating losses associated with life uncertainties.
As a beneficiary of Personal Accident Cover in Singapore, you can enjoy maximum benefits and still get the best quote from our team. We work with major insurance companies to provide the best coverage for you and your family insurance needs. Engage our consultants with over 10 years experience in the Personal Accident Insurance industry and enjoy a stress-free life for your family.
Benefits of Personal Accident Insurance in Singapore
Lump sum reimbursement in the event of personal disability.
Coverage for in-hospital and out-patient treatment.
Weekly benefits for temporary disablement and daily hospitalization income for up to 12 months.
Coverage on treatment received from Traditional Chinese Medicines.
Covers cost of ambulance and mobility aids including crutches and wheelchairs.
Our PA coverage extends to: children, single parents, widows and widowers
Ease of customization – choose a plan that works for your whole family. Our Plans offer 20% free coverage to unlimited number of children
Comprehensive plans ensuring peace of mind in the event of unforeseen happenings.
With our Personal Accident Insurance covers, we understand that not all risks are insurable. Therefore, the following exclusions apply to all our plans:
icon-times-circle Accidents arising from war or terrorism.
icon-times-circle Accidents arising due to effects of drugs/alcohol apart from those taken for treatment purposes.
icon-times-circle Acts of suicide, self inflicted injuries and insanity of natural nature.
icon-times-circle Pre-existing health and physical defects before the policy was put in place.
icon-times-circle Childbirth and pregnancy related illnesses including venereal diseases and AIDS.
icon-times-circle Accidents arising due to willful exposure to risky situations (e.g. military operations, pillion riding and parachuting) unless it was an attempt to save human life.
icon-times-circle Direct and indirect war where nuclear power is used.
We always hook our clients with Personal Accident Insurers offering the fastest claims procedure in Singapore. In the event of an accident, follow the procedure below:
Submit a duly completed claims form and all relevant documents via email, fax or physical delivery.
Relevant documents include: hospital invoices, receipts, medical reports, e.t.c
icon-money Once we have received the documents, we will advice accordingly and
reimburse or cater for liabilities or expenses.
HOW DO I MAKE SURE THAT I AM ELIGIBLE FOR THE 20% FREE COVERAGE FOR MY CHILDREN?
If you and your partner are between the ages of 16 and 70 years and have signed up for the same plan, your children are entitled for the 20% coverage. In case you have different plans, the benefit extends to 20% of the lower plan.
DOES THE CHILDREN ALLOWANCE OF 20% EXTEND TO ALL BENEFITS?
This coverage extends to all benefits apart from the weekly and temporary total disability benefits in the event of an accident.
ARE THE MEDICAL REIMBURSEMENT LIMITS CALCULATED AS PER ACCIDENT OR PER POLICY YEAR?
Our plans medical reimbursement benefits are based on each accident. So irrespective of the number of accidents happening on each policy year, you can still claim the maximum benefits in each independent accident.
DO I NEED A REFERRAL TO CLAIM FOR TRADITIONAL CHINESE MEDICINE BENEFITS?
No. Our Personal Accident Insurance covers in Singapore do not require you to have a referral for Traditional Chinese medical treatments.
Don’t waste time comparing quotes from different insurers. We provide the best solutions for Personal Accident Cover across Singapore.
Our qualified, experienced and polite team is a phone call away.
Enjoy a non obligatory free review of your profile
and get 3 best insurance quotes from 15 major insurers
in Singapore including:
icon-star AVIVA Ltd
icon-star AXA Insurance Singapore Pte Ltd
icon-star AIG Asia Pacific Insurance Pte Ltd
icon-star China Taiping Insurance (Singapore) Pte Ltd
icon-star EQ Insurance Company Ltd
icon-star Liberty Insurance Pte Ltd
icon-star MSIG Insurance (Singapore) Pte Ltd
icon-star NTUC Income
icon-star Overseas Assurance Corporation (OAC)
icon-star QBE Insurance (International) Limited
icon-star RSA – Royal & Sun Alliance Insurance Plc
icon-star Tokio Marine Insurance Singapore Ltd.
We also offer after sale support for:
renewals, claims and additional coverage.