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Limit your legal responsibilities with our packaged Product Liability Insurance. Whether you own a shop, hotel or a manufacturing business, claims for illnesses and injuries are inevitable for products sold or distributed by you. Do not waste your profits by paying damages to third parties. Get the most competitive quote and limit your liability for alleged injuries from your products. We help you save time while ensuring utmost benefits from our plans. We provide you with expert advice on Product Liability Insurance requirements according to consumer protection act without any obligations.

icon-quote-left You may take up an independent Product Liability Insurance policy, however it is recommended to prepackage your plans with other general Business Insurance such as Fire Insurance, Fidelity Guarantee Insurance, Public Liability Insurance, Business Interruption, Burglary Insurance, and Work Injury Compensation Insurance according to your needs. icon-quote-right



Benefits

icon-check-circle Exceptional coverage to bodily injury and death to third parties who use your products.

icon-check-circle Cover to lost or damaged property due to defects in your products. The cover extends to products sold, supplied, repaired or treated by you and your employees.

icon-check-circle Enjoy extended cover for litigation costs claimed against you by third parties including medical bills.

icon-check-circle Damages caused by software applications that you supply are also covered

icon-check-circle In case of injury by faulty equipments made by your company, the concerned parties are compensated accordingly.

icon-check-circle If you are in the hotel or health industries, we limit your liability in the event of injuries caused by food, beverages and any vitamins or supplements sold by your company.



Alternatively, you can enhance your Product Liability Insurance to extend to design formulas, deficient in usage instructions and the use of storage of the product.
icon-times-circle Risks arising out of the insured period or beyond territorial limits specified by the policy are not covered.

icon-times-circle Also we exclude liabilities arising from wars, riots, strikes and nuclear emissions.

icon-times-circle In addition, our policy does not cover recall price of defective products.

icon-times-circle Superficial claims arising out of infectious diseases such as AIDS are also not covered unless there is sufficient evidence to prove they occurred due to defects in your products.

icon-times-circle Claims from deliberate or ignorance pertaining to technical or management flaws from you and your employees are also not covered. So make sure to have specific quality control processes in place.
In case of an accident that may result to a claim, kindly call our support staff immediately. Payments are done on “claims made basis”. We cover all claims including those occurring during the period of insurance irrespective of whether the policy term has expired.

The following requirements are necessary for a claim:

icon-camera The defective product together with information of the seller, manuals and photos.

icon-file-text-o Copies of medical report and receipts of property damaged including bills and receipts.

icon-medkit  Accurate report on the damages incurred including the cause, witness reports, injuries sustained and diagnosis from a medical practitioner.

icon-clipboard  Once the above details are compiled, send them together with the claim form within the shortest time possible and the claimants will be compensated accordingly with our fast claim process.
icon-question-circle MY PRODUCTS ARE 100% SAFE, DO I STILL NEED THE POLICY?

icon-comments-o It is advisable to take the policy irrespective of the safety measures taken during the manufacturer of your products. Some products appear entirely safe but later cause disasters. Accidents are inevitable and the best way to keep your business safe is to take the policy to avoid incredibly expensive claims.

icon-question-circle WHAT IS THE BASIS FOR PRODUCT LIABILITY CLAIMS?

icon-comments-o A Product Liability Insurance claim can be made on your product in case of an accident that occurred due to poor design (use of low quality materials), manufacturing defect (weak packaging) and insufficient instructions. To put this into perspective, if you sell a drug in a weak packaging and a child consumes the drug and falls sick, you will be held liable. Also, accidents arising from cases where your company failed to provide proper warnings or instructions for safe operations are also claimable.
We have been on the insurance industry for more than a decade. We offer free review on your product portfolio. We have the most efficient application and claims procedure. No paper work is required to be done by you as all documentations are done online with us. We ensure that you get an affordable premium in our “all-in-one” policy for your needs. Whether you sell, supply, manufacture or process goods, we will limit your liability if such products attract a legal claim due to injury, damage and defects. We are a phone call away any time of the day.



Hiring us for your Product Liability Insurance needs is a perfect solution. We have served hundreds of satisfied clients across Asia. Our support staff is trained, knowledgeable and polite. We don’t force any commitments to you once you hire us to profile and create a quote for you. We work closely with consultants from the following insurers in Singapore including:

 icon-star AVIVA Ltd
 icon-star AXA Insurance Singapore Pte Ltd
 icon-star AIG Asia Pacific Insurance Pte Ltd
 icon-star China Taiping Insurance (Singapore) Pte Ltd
 icon-star EQ Insurance Company Ltd
 icon-star Liberty Insurance Pte Ltd
 icon-star MSIG Insurance (Singapore) Pte Ltd
 icon-star NTUC Income
 icon-star Overseas Assurance Corporation (OAC)
 icon-star QBE Insurance (International) Limited
 icon-star RSA – Royal & Sun Alliance Insurance Plc
 icon-star Tokio Marine Insurance Singapore Ltd.

We will provide the 3 best quotes from different insurers any time of the day and patiently assist you to file your claims. Our after sale services are excellent.


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